{"id":611,"date":"2025-06-16T08:16:50","date_gmt":"2025-06-16T08:16:50","guid":{"rendered":"https:\/\/www.mdrubior.com\/blog\/?p=611"},"modified":"2025-06-16T08:16:52","modified_gmt":"2025-06-16T08:16:52","slug":"los-seguros-contratados-en-el-matrimonio-son-de-los-dos-o-de-uno-solo","status":"publish","type":"post","link":"https:\/\/www.mdrubior.com\/blog\/los-seguros-contratados-en-el-matrimonio-son-de-los-dos-o-de-uno-solo\/","title":{"rendered":"\u00bfLos seguros contratados en el matrimonio son de los dos o de uno solo?"},"content":{"rendered":"\n<p>Cuando una pareja casada se separa o quiere organizar sus bienes, una duda com\u00fan es: <em>\u00bfa qui\u00e9n pertenece un seguro contratado durante el matrimonio?<\/em><\/p>\n\n\n\n<p>La respuesta depende de varios factores:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u00bfQu\u00e9 tipo de seguro es?<\/strong> (vida, ahorro, coche\u2026)<\/li>\n\n\n\n<li><strong>\u00bfCon qu\u00e9 dinero se pag\u00f3?<\/strong> (com\u00fan o privativo)<\/li>\n\n\n\n<li><strong>\u00bfQui\u00e9n lo contrat\u00f3 y qui\u00e9n es el beneficiario?<\/strong><\/li>\n<\/ul>\n\n\n\n<p>&#x1f539; <strong>Bienes gananciales<\/strong>: Son los adquiridos durante el matrimonio con dinero com\u00fan.<br>&#x1f539; <strong>Bienes privativos<\/strong>: Son los que ya ten\u00eda uno antes de casarse, recibi\u00f3 por herencia o compr\u00f3 con dinero solo suyo.<\/p>\n\n\n\n<p><strong>\u00bfY los seguros?<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Si el seguro se pag\u00f3 con dinero com\u00fan y el beneficiario es el propio tomador, puede considerarse ganancial.<\/li>\n\n\n\n<li>Si se pag\u00f3 con dinero privativo, puede seguir siendo solo de uno.<\/li>\n\n\n\n<li>Si el beneficiario es un tercero, como un hijo, puede tener un tratamiento mixto.<\/li>\n<\/ul>\n\n\n\n<p>&#x1f4a1; <em>Los seguros de vida o ahorro con valor econ\u00f3mico pueden entrar en el reparto en caso de divorcio, dependiendo de c\u00f3mo se contrataron.<\/em><br>Los seguros ligados a hipotecas tambi\u00e9n tienen un tratamiento especial si ambos c\u00f3nyuges son titulares del pr\u00e9stamo.<\/p>\n\n\n\n<p><strong>Consejo legal:<\/strong> Lo ideal es dejar claro desde el principio el origen del dinero con el que se pagan, su finalidad, y especificarlo en capitulaciones matrimoniales si es necesario.<\/p>\n\n\n\n<p>&#x1f4cd; <strong>\u00bfTienes dudas legales sobre tus seguros o patrimonio en el matrimonio o en caso de divorcio?<\/strong><br>Contacta con <strong>Rubio Abogados<\/strong>, especialistas en Derecho de Familia.<br><br>&#x1f4cd; C\/ Maximiliano Thous N\u00ba14, 9\u00ba \u2013 46009 Valencia<br>&#x1f4f1; M\u00f3vil: 676 400 517<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n","protected":false},"excerpt":{"rendered":"<p>\u00bfLos seguros contratados en el matrimonio son de los dos o de uno solo?<\/p>\n<p>Cuando una pareja casada se separa o quiere organizar sus bienes, una duda com\u00fan es: \u00bfa qui\u00e9n pertenece un seguro contratado durante el matrimonio?<\/p>\n<p>La respuesta depende de varios factores<\/p>\n","protected":false},"author":1,"featured_media":612,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_joinchat":[],"footnotes":""},"categories":[1],"tags":[],"class_list":["post-611","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-sin-categoria"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>\u00bfLos seguros contratados en el matrimonio son de los dos o de uno solo? - Rubio Abogados<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.mdrubior.com\/blog\/los-seguros-contratados-en-el-matrimonio-son-de-los-dos-o-de-uno-solo\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u00bfLos seguros contratados en el matrimonio son de los dos o de uno solo? - Rubio Abogados\" \/>\n<meta property=\"og:description\" content=\"\u00bfLos seguros contratados en el matrimonio son de los dos o de uno solo? 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