{"id":242,"date":"2017-02-24T08:13:18","date_gmt":"2017-02-24T08:13:18","guid":{"rendered":"http:\/\/mdrubior.com\/blog\/?p=242"},"modified":"2019-10-04T16:08:35","modified_gmt":"2019-10-04T16:08:35","slug":"la-proteccion-de-los-deudores-hipotecarios-2","status":"publish","type":"post","link":"https:\/\/www.mdrubior.com\/blog\/la-proteccion-de-los-deudores-hipotecarios-2\/","title":{"rendered":"La protecci\u00f3n de los deudores hipotecarios"},"content":{"rendered":"<p>\u00abDirectiva 93\/13\/CEE\u00a0 Contrato de\u00a0 pr\u00e9stamo hipotecario,\u00a0 Procedimiento de ejecuci\u00f3n hipotecaria,\u00a0 Criterios de apreciaci\u00f3n, Facultades del juez nacional que conozca del proceso declarativo,\u00a0 Contratos celebrados con consumidores, Cl\u00e1usulas abusivas.\u00bb<\/p>\n<p>En el asunto C 415\/11, que tiene por objeto la petici\u00f3n de decisi\u00f3n prejudicial, con arreglo al art\u00edculo 267 TFUE, por el Juzgado de lo Mercantil n\u00ba 3 de Barcelona, mediante auto de 19 de julio de 2011, recibido en el Tribunal de Justicia el 8 de agosto de 2011, en el procedimiento entre Mohamed Aziz y Caixa d\u2019Estalvis de Catalunya, Tarragona i Manresa (Catalunyacaixa).<\/p>\n<p>EL TRIBUNAL DE JUSTICIA, integrado por el Sr. A. Tizzano (Ponente), Presidente de Sala, y los Sres. A. Borg Barthet, M. Ilesic y J.-J. Kasel y la Sra. M. Berger, Jueces; Abogado General: Sra. J. Kokott;<\/p>\n<p>Secretaria: Sra. M. Ferreira, administradora principal; habiendo considerado los escritos obrantes en autos y celebrada la vista el 19 de septiembre de 2012; consideradas las observaciones presentadas: en nombre del Sr. Aziz, por el Sr. D. Moreno Trigo, abogado; en nombre de Caixa d\u2019Estalvis de Catalunya, Tarragona i Manresa (Catalunyacaixa), por el Sr. I. Fern\u00e1ndez de Senespleda, abogado; en nombre del Gobierno espa\u00f1ol, por la Sra. S. Centeno Huerta, en calidad de agente; en nombre de la Comisi\u00f3n Europea, por la Sra. M. Owsiany-Hornung y los Sres. J. Baquero Cruz y M. van Beek, en calidad de agentes; o\u00eddas las conclusiones de la Abogado General, presentadas en audiencia p\u00fablica el 8 de noviembre de 2012;<\/p>\n<p><!--more--><\/p>\n<p>Dicta la siguiente Sentencia:<\/p>\n<p>1 La petici\u00f3n de decisi\u00f3n prejudicial tiene por objeto la interpretaci\u00f3n de la Directiva 93\/13\/CEE del Consejo, de 5 de abril de 1993, sobre las cl\u00e1usulas abusivas en los contratos celebrados con consumidores (DO L 95, p. 29; en lo sucesivo, \u00abDirectiva\u00bb).<\/p>\n<p>2 Esta petici\u00f3n se ha planteado en el marco de un litigio entre el Sr. Aziz y Caixa D\u2019Estalvis de Catalunya, Tarragona i Manresa (en lo sucesivo, \u00abCatalunyacaixa\u00bb), relativo a la validez de\u00a0 determinadas cl\u00e1usulas de un contrato de pr\u00e9stamo hipotecario celebrado entre dichas partes.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u00abDirectiva 93\/13\/CEE\u00a0 Contrato de\u00a0 pr\u00e9stamo hipotecario,\u00a0 Procedimiento de ejecuci\u00f3n hipotecaria,\u00a0 Criterios de apreciaci\u00f3n, Facultades del juez nacional que conozca del proceso declarativo,\u00a0 Contratos celebrados con consumidores, Cl\u00e1usulas abusivas.\u00bb<\/p>\n","protected":false},"author":1,"featured_media":327,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_joinchat":[],"footnotes":""},"categories":[1],"tags":[],"class_list":["post-242","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-sin-categoria"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - 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